credit score check Archives

What Credit Score Should One Have?

May 12, 2020Jul 30, 2020 Team HG

A credit score is a number that helps lenders estimate his or her credit risk by evaluating a person’s credit report. The FICO score is the most common credit score, named after software developer Fair Isaac Corporation. A person’s FICO scores are provided to lenders by the three major credit…

How Do You Compare Credit Score Ranges?

May 7, 2020Jul 8, 2020 Team HG

FICO 8 and VantageScore 3.0, the most commonly used credit scoring models, have a range of 300 to 850. Each lender sets its own standards for what constitutes a “good” score. However, VantageScores and FICO of over 690 are typically considered good credit scores. Scores above 720 are typically considered…