FICO 8 and VantageScore 3.0, the most commonly used credit scoring models, have a range of 300 to 850. Each lender sets its own standards for what constitutes a “good” score. However, VantageScores and FICO of over 690 are typically considered good credit scores. Scores above 720 are typically considered…
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Finance Your Business
There are numerous approaches to back your business, including credits upheld by the Govt. and financing programs. Advances Government advance projects offer budgetary help to entrepreneurs who may experience difficulty meeting all requirements for customary bank credit. Banks and loaning foundations that take part in these projects give advances ensured…
Read MoreImprove your business’ financial position
A key part of your marketing strategy should be to improve the financial position of your business. There are numerous angles to this and it is well worth considering all of the points below in your strategy. In the event that you haven’t effectively done as such, consider conversing with…
Read More5 Significant Guidelines to consider when buying a Human Resource Management System
With the world going digital companies are also moving towards digital. Most of the organisational departments today have taken some or all of their work, digital. So with this, we bring you 5 important things to keep in mind while buying software for your HR department. 1. Companies Need Each…
Read More10 weird laws and bans in The United States
The United States is one of the largest countries and not so surprisingly one of the weird countries. Get ready for a laugher because we are going to give you 10 absurd laws and bans in the United States. In Alabama, it’s illegal to drive blindfolded. Well, because illegal or…
Read MoreCalculate the Cost of Starting a Business
If this is your first business, assessing start-up expenses is strange territory for you—and that can be terrifying. Fortunately, there are lots of resources out there for fresh out of the box new entrepreneurs. The most ideal approach to gauge your business startup expenses is by drafting a field-tested strategy.…
Read MoreHRMS and HRIS Explained
An HR system should be smart enough to process payroll, performance management, hiring, and attendance. For this age, we have digital HR systems that perform all these activities. We often hear from clients about the confusion between these two terms HRMS and HRIS. Actually, there are very few differences between…
Read MoreUndergraduate Study in the United States
The first step to undergraduate study in the United States is gaining knowledge of your options to find a college or university that suits your needs and desires. Remember that no reputable rating system exists for colleges and universities within the United States. The quality university or college is the…
Read MoreWith Karrot, Kabbage Digs Into Lending Club’s And Prosper’s Consumer Loans Business
Kabbage, the Atlanta-based startup that has raised hundreds of millions of dollars to build and run a money lending platform for small, online businesses, is turning over a new leaf, so to speak: today it is launching a new lending service called Karrot — its first product for consumers, is initially launching…
Read MoreFunding Circle Buys LeapPay To Get A Jump On Loan Approval Times
Funding Circle, UK-based the peer-to-peer loans platform that recently raised $65 million for a platform that bypasses banks and lets small businesses connect with individuals for funding, is putting some of that funding to use. It has acquired a semi-stealth startup called LeapPay to speed up the turnaround time it offers…
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